<p>FinPlus Europe Ltd is a Malta-based financial services company forming part of an established fintech group headquartered in Morocco. The company is being set up to serve as the group’s strategic hub for its European operations, focusing on digital payments, remittances, and cross-border financial services.<br><br>FinPlus Europe aims to support international money transfers and innovative payment solutions between Europe, North Africa, and other key corridors, while operating under the regulatory framework of the Malta Financial Services Authority (MFSA) and adhering to the highest standards of compliance, governance, and customer protection.</p>

FinPlus Europe

&lt;h1&gt;Head of Information Technology&lt;/h1&gt;
&lt;p&gt;Company: FinPlus Europe Ltd&lt;br&gt;Location: Malta – Malta residency required&lt;br&gt;Employment: Full-time | Hybrid working&lt;br&gt;Reporting to: Chief Executive Officer&lt;br&gt;Regulatory Status: Position subject to prior MFSA approval (Personal Questionnaire)&lt;/p&gt;
&lt;p&gt;Remuneration&lt;strong&gt;:&lt;/strong&gt; €55,000 gross annual salary, complemented by a performance-related bonus of up to 10%, based on the achievement of established annual KPIs.&lt;/p&gt;
&lt;h2&gt;About FinPlus Europe&lt;/h2&gt;
&lt;p&gt;FinPlus Europe Ltd is a Malta-based fintech company and a subsidiary of a leading and well-established fintech group headquartered in North Africa, with a significant presence and track record in the financial services and payments sector.&lt;/p&gt;
&lt;p&gt;The Company is currently undergoing the regulatory authorisation process with the Malta Financial Services Authority (MFSA) to obtain a Payment Institution licence, representing an important milestone in the Group&#039;s European expansion strategy.&lt;/p&gt;
&lt;p&gt;As FinPlus Europe prepares for its future regulated operations and European growth, the Company is building a strong local management and governance structure in Malta to support its technology, operational and regulatory requirements.&lt;/p&gt;
&lt;h2&gt;About the Opportunity&lt;/h2&gt;
&lt;p&gt;FinPlus Europe Ltd is seeking an experienced and highly motivated Head of Information Technology to lead and oversee the Company&#039;s IT function as it builds its operations within Malta&#039;s regulated financial services sector.&lt;/p&gt;
&lt;p&gt;This is a key senior role within the organisation, providing the successful candidate with the opportunity to contribute directly to the development of a growing European fintech operation and its technology, operational resilience and regulatory framework.&lt;/p&gt;
&lt;p&gt;The Head of IT will act as the single point of accountability for FinPlus Europe Ltd&#039;s information technology function, exercising retained control and oversight over outsourced ICT services, including the Company&#039;s SaaS core banking platform and intra-group technology services.&lt;/p&gt;
&lt;p&gt;This is primarily an IT governance, oversight and product ownership role rather than a software development position. The Head of IT will define technology requirements, oversee delivery, verify conformity and authorise releases into production through the Company&#039;s New Product Committee (NPC).&lt;/p&gt;
&lt;h2&gt;Key Responsibilities&lt;/h2&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Role Purpose and Scope of Accountability&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Assume responsibility for the management, governance and oversight of FinPlus Europe Ltd&#039;s ICT function, ensuring alignment with the Company&#039;s business objectives, operational requirements and applicable regulatory framework.&lt;/li&gt;
&lt;li&gt;Exercise operational accountability primarily through management, coordination and oversight, rather than the direct execution of all technical, cybersecurity, infrastructure and operational support activities, which may be performed by CashPlus Morocco&#039;s ICT teams, the outsourced CISO and other designated ICT service providers.&lt;/li&gt;
&lt;li&gt;Maintain appropriate oversight and accountability for the ICT function notwithstanding the delegation or outsourcing of technical activities, while respecting the distinct responsibilities of the Board of Directors, senior management, Risk, Compliance and the outsourced CISO, and subject to any applicable MFSA approval requirements.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;ICT Functional Ownership and Technical Governance&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Define and maintain the functional and security requirements applicable to ICT services provided to the Company.&lt;/li&gt;
&lt;li&gt;Own and manage the technology and product roadmap, establishing priorities, requirements and delivery milestones.&lt;/li&gt;
&lt;li&gt;Oversee and validate functional acceptance testing.&lt;/li&gt;
&lt;li&gt;Hold authority for the approval of production releases in accordance with the Company&#039;s governance framework.&lt;/li&gt;
&lt;li&gt;Ensure technology solutions remain aligned with the Company&#039;s operational, security and regulatory requirements.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;ICT Provider &amp;amp; Outsourcing Oversight&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Manage the operational relationship with ICT and technology service providers.&lt;/li&gt;
&lt;li&gt;Monitor and verify providers&#039; compliance with contractual obligations and agreed service levels.&lt;/li&gt;
&lt;li&gt;Monitor system availability, performance, resilience and recovery objectives.&lt;/li&gt;
&lt;li&gt;Investigate service deviations and oversee corrective and remediation action plans.&lt;/li&gt;
&lt;li&gt;Verify the effective application of secure development controls and appropriate separation of technology environments.&lt;/li&gt;
&lt;li&gt;Contribute to pre-contractual ICT due diligence, periodic provider reviews and exit/reversibility planning.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Operational Resilience &amp;amp; Regulatory Compliance&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Be responsible for the implementation and ongoing oversight of the Company&#039;s ICT incident management, business continuity and disaster recovery strategy.&lt;/li&gt;
&lt;li&gt;Contribute to the Company&#039;s ICT risk register and DORA Register of Information.&lt;/li&gt;
&lt;li&gt;Take responsibility for Identity and Access Management (IAM).&lt;/li&gt;
&lt;li&gt;Work closely with the outsourced CISO, Compliance Officer, Risk function and senior management on ICT security and operational resilience matters.&lt;/li&gt;
&lt;li&gt;Participate in the Company&#039;s quarterly Security Committee alongside the CEO, CISO and Compliance Officer.&lt;/li&gt;
&lt;li&gt;Coordinate with CashPlus Morocco&#039;s designated ICT support personnel and the outsourced CISO in relation to ICT incident management, including the escalation and resolution of critical incidents requiring the Head of IT&#039;s involvement, in accordance with the Company&#039;s incident management framework.&lt;/li&gt;
&lt;li&gt;Support the Company&#039;s compliance with Regulation (EU) 2022/2554 – Digital Operational Resilience Act (DORA) and other applicable ICT regulatory requirements.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Governance &amp;amp; Regulatory Engagement&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Report directly to the CEO and, where required, to the Board of Directors and its Risk &amp;amp; Audit Committee.&lt;/li&gt;
&lt;li&gt;Provide appropriate management information and reporting on ICT performance, risks, incidents and strategic developments.&lt;/li&gt;
&lt;li&gt;Contribute to engagement with the Malta Financial Services Authority (MFSA) and other competent authorities on ICT and technology-related matters.&lt;/li&gt;
&lt;li&gt;Manage the Company&#039;s IT budget and contribute to technology investment decisions and prioritisation.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2&gt;&lt;/h2&gt;
&lt;h2&gt;Candidate Profile&lt;/h2&gt;
&lt;p&gt;The ideal candidate will possess:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;A degree in Computer Science, Engineering, Information Systems, or another relevant discipline.&lt;/li&gt;
&lt;li&gt;Proven experience leading an IT function, technology governance function or product ownership function, preferably within an EEA-regulated financial institution.&lt;/li&gt;
&lt;li&gt;Demonstrable experience within the payments, remittance and/or fintech sector is essential.&lt;/li&gt;
&lt;li&gt;Strong experience managing ICT service providers, outsourced technology arrangements and third-party technology dependencies.&lt;/li&gt;
&lt;li&gt;Preferably, practical experience in implementing or operating an ICT risk management and operational resilience framework under DORA (Regulation (EU) 2022/2554), including incident management and classification, the Register of Information and resilience testing.&lt;/li&gt;
&lt;li&gt;Working knowledge of the EBA Guidelines on Outsourcing Arrangements (EBA/GL/2019/02) and the PSD2 regulatory framework.&lt;/li&gt;
&lt;li&gt;Strong understanding of IT governance, information security, business continuity and disaster recovery.&lt;/li&gt;
&lt;li&gt;Excellent stakeholder-management skills and the ability to engage effectively with senior management, Boards, regulators and external technology providers.&lt;/li&gt;
&lt;li&gt;Ability to satisfy the MFSA&#039;s fit and proper requirements applicable to the position.&lt;/li&gt;
&lt;li&gt;Malta residency is required.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2&gt;What We Offer&lt;/h2&gt;
&lt;p&gt;Joining FinPlus Europe means becoming part of a growing fintech organisation at an important stage of its European development.&lt;/p&gt;
&lt;p&gt;The remuneration and benefits package includes:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;€55,000 gross annual salary&lt;/li&gt;
&lt;li&gt;Performance bonus of up to 10%&lt;/li&gt;
&lt;li&gt;Hybrid working arrangement&lt;/li&gt;
&lt;li&gt;Health insurance&lt;/li&gt;
&lt;li&gt;Exposure to an international fintech environment&lt;/li&gt;
&lt;li&gt;Opportunity to work closely with senior management, the Board, regulatory stakeholders and leading technology partners&lt;/li&gt;
&lt;li&gt;A key role in shaping the Company&#039;s technology and operational resilience framework as FinPlus Europe develops its European operations&lt;/li&gt;
&lt;/ul&gt;
&lt;h2&gt;Join FinPlus Europe&lt;/h2&gt;
&lt;p&gt;If you have strong experience within fintech, payments or remittance technology, combined with a solid understanding of IT governance, outsourcing and operational resilience, we would be pleased to hear from you.&lt;/p&gt;
&lt;p&gt;This is an opportunity to take ownership of a critical function and contribute to the development of FinPlus Europe&#039;s technology and regulatory infrastructure in Malta.&lt;/p&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;Interested candidates are invited to submit their CV to:&lt;/p&gt;
&lt;p&gt;Graziella Grech&lt;br&gt;Executive Director – FinPlus Europe Ltd&lt;br&gt;graziella.grech@cashplus.ma&lt;/p&gt;
&lt;p&gt;We look forward to hearing from professionals interested in joining us at this exciting stage of FinPlus Europe’s journey.&lt;/p&gt;

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