Heroix

&lt;p&gt;&lt;strong&gt;Head of Risk (Internal)&lt;/strong&gt;&lt;br&gt;&lt;strong&gt;&lt;br&gt;Salary: € 70,000 to € 80,000&lt;/strong&gt;&lt;br&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;About Our Client&lt;/strong&gt;&lt;br&gt;&lt;br&gt;Our Client is a leader in the financial services sector, renowned for its multi-award-winning finance platform. The company offers a comprehensive range of services, from daily payments and investments to treasury and wealth management, catering to both individuals and businesses. With a diverse workforce across fintech, investment services, and fund administration, the company is committed to innovation and service excellence.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Role Overview&lt;/strong&gt;&lt;br&gt;&lt;br&gt;Our Client is seeking a strategic and experienced &lt;strong&gt;Head of Risk&lt;/strong&gt; to oversee and strengthen its risk management framework across all business lines. This is a senior-level, MFSA-approved role requiring a forward-thinking leader who will drive the risk strategy, partner with executive teams, and proactively identify and mitigate risks in a rapidly evolving financial environment.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Key Responsibilities&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Risk Strategy &amp;amp; Oversight&lt;/strong&gt;: Lead the enterprise-wide risk management strategy by identifying key risks and implementing effective mitigation plans that align with the Company’s goals. Manage a team of analysts.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Policy &amp;amp; Framework Management&lt;/strong&gt;: Maintain and enhance risk management policies and procedures, ensuring they reflect current regulations and evolving business activities.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Risk Monitoring Programme&lt;/strong&gt;: Implement and regularly update a robust risk monitoring programme that captures the full spectrum of operational, financial, and compliance risks.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Stakeholder Collaboration&lt;/strong&gt;: Work closely with internal departments and leadership to embed a strong risk culture and advise on risk factors affecting business decisions.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Reporting &amp;amp; Governance&lt;/strong&gt;: Prepare and present detailed risk assessments and reports for the Risk &amp;amp; Audit Committee and the Board of Directors, contributing to strategic discussions.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Innovation &amp;amp; Improvement&lt;/strong&gt;: Promote continuous improvement and innovation in risk processes, tools, and technologies.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Credit Risk Oversight&lt;/strong&gt;: Provide expert oversight of the Company’s credit risk activities, particularly within lending and credit facility operations.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Regulatory Awareness&lt;/strong&gt;: Stay informed about changes in regulations and industry trends to ensure the business remains compliant and competitive.&amp;nbsp;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Qualifications, Skills, and Attributes&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Regulatory Fit&lt;/strong&gt;: Must possess the knowledge and experience required to be approved by the MFSA as Head of Risk for both &lt;em&gt;payment services&lt;/em&gt; and &lt;em&gt;investment services&lt;/em&gt;. Exposure to both sectors is essential.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Education&lt;/strong&gt;: Holds or is working towards a recognised qualification in Risk Management (e.g. FRM) required for MFSA approval as a Head of Risk.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Experience&lt;/strong&gt;: Minimum of 5 years in a senior risk management role within the financial services or banking sector, with demonstrated expertise in both payments and investments. Experience in credit risk is highly desirable.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Language Skills&lt;/strong&gt;: Excellent command of English is required to succeed in this role. The ability to communicate in Maltese would be an asset.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Communication Skills&lt;/strong&gt;: Strong ability to communicate complex risk matters clearly and persuasively to diverse stakeholders.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Interpersonal Skills&lt;/strong&gt;: Builds trust and credibility with internal teams and external regulatory bodies.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Technical Skills&lt;/strong&gt;: Advanced computer literacy with a strong command of Microsoft Excel and risk management systems.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Organisation&lt;/strong&gt;: Highly organised with the ability to manage multiple projects and meet strict deadlines.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Self-Motivated&lt;/strong&gt;: Demonstrates initiative and leadership, working with minimal supervision to drive results.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Problem-Solving&lt;/strong&gt;: Analytical thinker with a proactive approach to identifying problems and implementing practical solutions.&amp;nbsp;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;What&#039;s on Offer&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Compensation&lt;/strong&gt;: A competitive base salary with performance-based incentives.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Working Hours&lt;/strong&gt;: Standard working hours with a flexible and supportive work environment.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Other Benefits&lt;/strong&gt;: Health insurance, fitness allowance, study leave, sponsorship for further education, access to the latest technology, and performance-linked variable bonuses.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Career Development&lt;/strong&gt;: Opportunities for growth and advancement within a forward-thinking, multi-disciplinary financial organisation.&amp;nbsp;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;What Heroix Offers&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Confidentiality and Discretion&lt;/strong&gt;: Your job search will be handled with the utmost confidentiality and professionalism.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;CV Review&lt;/strong&gt;: Receive candid &amp;amp; constructive feedback to enhance your CV.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Interview Planning&lt;/strong&gt;: Get personalised prep sessions prior to your interviews.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Cultural Fit Assessment&lt;/strong&gt;: Understand the company culture to ensure it&#039;s the right environment for you.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Long Term&lt;/strong&gt;: Gain insights into the role and company for a long-term, stable career move.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Exclusive Opportunities&lt;/strong&gt;: Access a broader range of job opportunities.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Personalised Candidate Profile&lt;/strong&gt;: Stand out with a detailed profile highlighting your strengths and skills.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Ongoing Support and Guidance&lt;/strong&gt;: Benefit from continuous support throughout your job search process.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Networking Opportunities&lt;/strong&gt;: Leverage our extensive network of industry contacts for exclusive positions.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Time Efficiency&lt;/strong&gt;: Save time and effort with our efficient and effective recruitment strategies.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Tailored Job Matching&lt;/strong&gt;: Find the perfect fit with customised job matching based on your skills and career goals.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Feedback Loop&lt;/strong&gt;: Stay informed and engaged with regular updates and feedback on your application status.&amp;nbsp;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;&lt;em&gt;Heroix - Rise to New Heights&lt;/em&gt;&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Follow Heroix on LinkedIn and Facebook to be the first to know about our exclusive job offers!&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;https://www.linkedin.com/company/heroix-rise-to-new-heights/&amp;nbsp;&lt;/p&gt;
&lt;p&gt;https://www.facebook.com/Heroix.eu&amp;nbsp;&lt;/p&gt;
&lt;p&gt;DIER Agency Licence No: 00412-2025&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;