Capital Management Senior Analyst

About Our Client

Heroix is collaborating with an established financial institution offering modern banking services to individuals and businesses. Operating within the financial services sector, our Client combines responsible banking practices with continued investment in secure digital solutions, supported by a strong commitment to integrity, sustainability and the community.

Role Overview

The Senior Analyst will support the Company’s capital planning, funding and shareholder-related activities while contributing to the broader financial strategy of the Business. Reporting to a Senior Manager, the role involves financial modelling, market research, transaction coordination and the preparation of information for senior decision-makers, investors and other stakeholders.

Key Responsibilities

• Capital and Funding Transactions: Help coordinate the different stages of capital-raising and debt-financing exercises by preparing information, organising supporting documentation and facilitating the relevant approval processes.
• Financial Instrument Records: Maintain reliable information on the Company’s capital and funding arrangements, covering common equity, Additional Tier 1, Tier 2, MREL-compliant instruments, qualifying deposits and commercial paper.
• Capital Structure Analysis: Evaluate the composition of the Company’s capital resources and provide analysis aimed at improving financial efficiency and managing funding costs.
• Strategic Forecasting: Assist with financial projections covering capital ratios, risk-weighted assets, funding requirements and performance measures across expected and adverse conditions.
• Budgeting and Financial Planning: Contribute to annual budgets and medium-term forecasts, ensuring that planned balance-sheet activity remains consistent with capital priorities and regulatory expectations.
• Management Information: Produce clear analysis to assist senior leaders in assessing capital allocation, distributions to shareholders and other strategically important proposals.
• Stress and Sensitivity Analysis: Examine the potential effect of different assumptions on capital strength, regulatory buffers and prudential obligations.
• Shareholder Distribution Assessment: Review the performance and suitability of shareholder distribution approaches, which may include bonus shares, dividend reinvestment arrangements and scrip alternatives.
• Share Buy-Back Activities: Support the planning and administration of share repurchase initiatives, including the development of monitoring reports and performance measures.
• Treasury Share Administration: Track shares acquired through repurchase activity and assist with preparations for their possible future allocation or use.
• Employee Share Arrangements: Coordinate with Finance, People and Culture, and other departments on matters connected with share-based employee reward programmes.
• Return Analysis: Monitor measures such as Return on Equity and prepare insights concerning shareholder value and financial performance.
• Capital Optimisation Tools: Maintain and improve analytical models used to evaluate repurchase decisions, capital efficiency and balance-sheet opportunities.
• Market Intelligence: Follow developments in capital markets, financing conditions and the wider banking environment, translating relevant findings into periodic updates.
• Peer Benchmarking: Compare the Company’s financial results, funding approach and capital position with those of other banking institutions.
• Investor Materials: Assist in producing presentations, briefing documents and roadshow materials for discussions with institutional investors and investment banks.
• Stakeholder Coordination: Help organise investor-related activities while ensuring that figures, strategic messages and supporting information remain accurate and consistent.
• Additional Support: Carry out other reasonable responsibilities connected with the position when assigned by management.

Qualifications, Skills and Attributes

• Education and Experience: Candidates should meet one of the following combinations:
  • An MQF Level 6 Bachelor’s degree in Accountancy, Economics, Banking or Investment Services, together with at least two years of relevant professional experience; or
  • An MQF Level 5 qualification in one of these disciplines, supported by at least four years of applicable experience; or
  • At least five years of suitable professional experience without the above qualifications.
• Relevant Background: Previous exposure should have been gained in capital management, financial forecasting, investment banking or a comparable area within banking or financial services.
• Postgraduate Qualifications: Applicants with fewer years of experience may still be considered where they hold a completed and directly relevant postgraduate degree at a higher level.
• Minimum Eligibility: Unless already qualified at MQF Level 6 or above, applicants must possess at least four O’Level passes at Grade 5/C or better, including English Language.
• Language Skills: Excellent command of English is required to succeed in this role. The ability to communicate in Maltese would be an asset.
• Communication Skills: Able to explain financial findings clearly and prepare polished written material for senior leaders, investors and other professional audiences.
• Interpersonal Skills: Builds constructive working relationships and collaborates effectively with colleagues, advisers, financial institutions and external stakeholders.
• Technical Skills: Demonstrates sound knowledge of capital instruments, funding structures, financial forecasting, regulatory capital measures and shareholder return analysis.
• Analytical Ability: Confident in interpreting financial and market information, comparing alternative scenarios and transforming complex data into useful recommendations.
• Organisation: Capable of managing several assignments simultaneously, maintaining accurate records and completing work within demanding timeframes.
• Attention to Detail: Applies care and consistency when reviewing financial data, reports, models and investor-facing documentation.
• Self-Motivated: Approaches responsibilities with energy, accountability and a clear focus on delivering meaningful results.
• Teamwork: Contributes positively to shared priorities and supports colleagues in meeting departmental objectives.
• Problem-Solving: Uses sound judgement and structured analysis to address financial, operational and strategic challenges.
• Continuous Learning: Remains informed about regulatory developments, market movements and emerging practices affecting capital and funding strategy.

What’s on Offer

• Employment: A permanent full-time opportunity within a respected organisation in the financial services sector.
• Health Insurance: Complimentary medical insurance coverage.
• Professional Training: Access to recognised development programmes through the Company’s dedicated learning academy.
• Further Studies: Study leave for employees pursuing additional qualifications on a part-time basis.
• Preferential Banking Facilities: Favourable employee rates on home loans and other qualifying credit arrangements.
• Inclusive Workplace: Become part of an organisation formally recognised for promoting equality in employment.
• Career Development: Broaden your expertise in capital strategy, financial planning, investment analysis and risk while contributing to important commercial decisions.

What Heroix Offers

• Confidentiality and Discretion: Your job search will be handled with the utmost confidentiality and professionalism.
• CV Review: Receive candid and constructive feedback to enhance your CV.
• Interview Planning: Get personalised preparation sessions prior to your interviews.
• Cultural Fit Assessment: Understand the Company’s culture to establish whether it is the right environment for you.
• Long Term: Gain insights into the role and the Company to support a stable, long-term career move.
• Exclusive Opportunities: Access a broader range of job opportunities.
• Personalised Candidate Profile: Stand out with a detailed profile highlighting your strengths and skills.
• Ongoing Support and Guidance: Benefit from continuous support throughout your job search process.
• Networking Opportunities: Leverage our extensive network of industry contacts for exclusive positions.
• Time Efficiency: Save time and effort through our efficient and effective recruitment strategies.
• Tailored Job Matching: Find the right fit through customised job matching based on your skills and career goals.
• Feedback Loop: Stay informed and engaged through regular updates and feedback on your application status.

Heroix – Rise to New Heights

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