MLRO & Compliance Officer - CSP

About Our Client
Heroix is collaborating with an established professional services organisation in Malta that assists both corporate and private clients. The Business delivers a broad range of services covering corporate administration, taxation, investment support, regulatory advisory, family governance and wealth management.

Role Overview
Our Client is seeking an experienced MLRO & Compliance Officer to take a senior role within its governance, risk and compliance function. Reporting to senior leadership and the Board, the successful candidate will oversee the Business's regulatory compliance and financial crime prevention framework, with particular focus on AML/CFT obligations. The position requires an individual who can combine strong regulatory expertise with commercial awareness, independent judgement and a practical approach to risk. The role will also contribute to the continued development of the Company's governance and control environment as the Business grows.

Key Responsibilities

• AML/CFT Governance: Lead the Company's approach to anti-money laundering and counter-financing of terrorism, ensuring its framework remains suitable for the Business's activities, risk profile and regulatory obligations.

• Policies and Controls: Develop, assess and enhance internal compliance policies, procedures and controls, addressing weaknesses and adapting the framework in response to regulatory or operational developments.

• Compliance Monitoring: Manage risk-based monitoring activities, evaluate the effectiveness of existing safeguards and ensure identified deficiencies are addressed appropriately.

• First-Line Support: Work closely with operational teams to reinforce ownership of compliance responsibilities across the Business and strengthen risk management at operational level.

• Client Acceptance: Provide senior oversight of new client approvals, including risk classification, sanctions checks, CDD and EDD, particularly where higher-risk or complex relationships are involved.

• Risk Guidance: Advise colleagues on client-related compliance concerns, regulatory obligations and appropriate risk mitigation measures.

• Transaction and Activity Monitoring: Review client behaviour and transactions for indicators that may require further examination, ensuring potential concerns are identified and assessed appropriately.

• Financial Crime Investigations: Lead reviews into potentially suspicious matters, determine the appropriate course of action and manage disclosures to the competent authorities where required.

• Risk Assessments: Maintain and periodically revise the Business's key financial crime risk assessments, including those relating to its overall activities, jurisdictions and sanctions exposure.

• Regulatory Submissions: Coordinate the preparation and filing of required regulatory returns, notifications and compliance-related documentation within applicable deadlines.

• Regulatory Relationships: Serve as a principal liaison with relevant Maltese authorities, including the MFSA, FIAU and Sanctions Monitoring Board.

• Board and Management Reporting: Prepare clear compliance and risk updates for senior leadership and the Board, highlighting significant developments, concerns and recommended actions.

• Regulatory Reviews: Coordinate the Company's response to supervisory visits, independent compliance assessments and external audit exercises.

• Compliance Records: Ensure regulatory and financial crime documentation is properly maintained, reliable, secure and accessible when required.

• Advisory Support: Provide informed compliance guidance to colleagues and management on both routine and complex regulatory matters.

• Training and Awareness: Develop and deliver relevant compliance and AML/CFT training, helping employees understand their responsibilities and encouraging strong regulatory awareness throughout the Business.

• Regulatory Developments: Monitor changes in legislation, supervisory expectations and industry practices, translating relevant developments into appropriate internal actions.

• Professional Development: Maintain professional competence through appropriate CPD, regulatory briefings and industry events, while sharing relevant knowledge across the organisation.

• Governance Support: Assist senior management and the Board with additional governance, compliance and risk-related matters when required.

Qualifications, Skills and Attributes

• Education: A Bachelor's degree in Law, Finance, Business or another relevant discipline is required.

• Regulatory Approval: Candidates must be PQ'd by the MFSA and approved to undertake the responsibilities associated with the position.

• Experience: A minimum of five years' relevant experience within an MLRO, senior AML/CFT or comparable compliance capacity is required, ideally gained within corporate services, financial services or another regulated sector.

• Regulatory Knowledge: Strong knowledge of Malta's AML/CFT regulatory environment is essential, including familiarity with MFSA requirements, FIAU Implementing Procedures and applicable legislation.

• Language Skills: Excellent command of English is required to succeed in this role. The ability to communicate in Maltese would be an asset.

• Communication Skills: Excellent written and verbal communication skills, with the confidence to communicate complex regulatory matters clearly to employees, senior leadership, Board members and regulatory authorities.

• Interpersonal Skills: A collaborative and credible approach, with the ability to build effective working relationships while maintaining the independence required of a senior compliance professional.

• Technical Skills: Strong competence in analysing client structures, transactional activity, due diligence information and financial crime risk indicators. Proficiency in Microsoft Office and experience using AML or compliance systems are also required.

• Organisation: Excellent planning and documentation skills, with the ability to manage competing regulatory priorities and deadlines while maintaining a high degree of accuracy.

• Self-Motivated: A proactive professional who takes ownership, remains informed of regulatory developments and is comfortable operating with a high level of responsibility.

• Problem-Solving: Strong analytical and investigative capabilities, combined with sound judgement and the ability to develop proportionate, workable solutions to regulatory and financial crime concerns.

• Integrity: High ethical standards and the confidence to reach objective and independent decisions, including when dealing with sensitive or challenging matters.

• Attention to Detail: A meticulous approach to due diligence, regulatory documentation, investigations and reporting.

• Training Capability: The ability to communicate regulatory expectations effectively and build awareness through internal training and knowledge-sharing initiatives.

What's on Offer

• Compensation: A competitive remuneration package reflecting the seniority, responsibilities and commercial importance of the position.

• Working Hours: This is a full-time senior appointment, with the specific working arrangements to be discussed during the recruitment process. Hybrid working is available.

• Professional Development: Continuous learning, mentoring and interaction with senior leadership to support ongoing professional development.

• Collaborative Culture: The opportunity to work with experienced professionals in an environment that values individual development and the continued success of the Business.

• Career Development: Opportunities for professional growth and advancement within a dynamic and expanding company.

What Heroix Offers

• Confidentiality and Discretion: Your job search will be handled with the utmost confidentiality and professionalism.

• CV Review: Receive candid & constructive feedback to enhance your CV.

• Interview Planning: Get personalised prep sessions prior to your interviews.

• Cultural Fit Assessment: Understand the company culture to ensure it's the right environment for you.

• Long Term: Gain insights into the role and company for a long-term, stable career move.

• Exclusive Opportunities: Access a broader range of job opportunities.

• Personalised Candidate Profile: Stand out with a detailed profile highlighting your strengths and skills.

• Ongoing Support and Guidance: Benefit from continuous support throughout your job search process.

• Networking Opportunities: Leverage our extensive network of industry contacts for exclusive positions.

• Time Efficiency: Save time and effort with our efficient and effective recruitment strategies.

• Tailored Job Matching: Find the perfect fit with customised job matching based on your skills and career goals.

• Feedback Loop: Stay informed and engaged with regular updates and feedback on your application status.

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