Treasury & Financial Markets Analyst

About Our Client

Our Client is an established financial institution offering modern banking services to individuals and businesses. With innovation, responsible banking and customer accessibility at the centre of its operations, the organisation continues to invest in secure digital solutions while maintaining a strong commitment to integrity, sustainability and the wider community.

Role Overview

Heroix is collaborating with our Client within the banking and financial services sector to recruit a ​​​​​​​​​​​​​​Treasury & Financial Markets Analyst. Working within the Asset and Liability Management function and reporting to a Senior Analyst, the successful candidate will contribute to the development of investment and funding plans, evaluate credit exposures and examine the organisation’s liquidity, foreign currency and interest rate risk positions.

Key Responsibilities

• Committee Reporting: Gather financial information and performance indicators from relevant business areas, interpret emerging patterns and help prepare the monthly materials and recommendations presented to the Asset and Liability Committee.
• Investment Appraisal: Evaluate the creditworthiness of prospective investments before their inclusion within the institution’s own investment holdings.
• Portfolio Credit Reviews: Reassess existing financial-sector and corporate exposures at scheduled intervals, producing internal credit ratings to support solvency requirements and the allocation of capital.
• Treasury Governance: Contribute analytical input to the review of treasury-related frameworks covering areas such as collateral, liquidity, funding, interest rate exposure, contingency arrangements and recovery planning.
• Balance Sheet Risk Analysis: Monitor and assess developments affecting credit exposure, cash availability, foreign currency positions and sensitivity to movements in interest rates.
• Interest Rate Risk Modelling: Assist with improving, administering and maintaining the data, systems and models used to measure interest rate risk.
• Treasury Performance: Analyse the results generated by treasury-managed assets and translate findings into useful observations for senior decision-makers.
• Deposit Analysis: Examine customer deposit behaviour, including changes in market position, funding costs and maturity patterns.
• Liquidity and Securities: Assess the composition and quality of liquid assets, the suitability of securities for repurchase arrangements, including central bank operations, and broader balance sheet movements.
• Capital Planning: Review changes in the risk weighting of managed assets and prepare forward-looking estimates of capital requirements.
• Market and Regulatory Monitoring: Track economic, investment and regulatory developments, evaluate their potential effect on funding and investment decisions, and communicate significant developments to senior management.
• Project Support: Participate in treasury and balance sheet initiatives, including projects introduced in response to evolving supervisory obligations.
• Invoice Administration: Support the processing of third-party departmental invoices and maintain orderly records of supplier agreements and related payments.
• Additional Duties: Undertake other responsibilities reasonably associated with the position as business requirements evolve.

Qualifications, Skills and Attributes

• Education and Experience: Candidates should meet one of the following profiles: an MQF Level 6 Bachelor’s degree in Mathematics, Finance, Data Science or a comparable discipline, together with at least one year of relevant experience; OR an MQF Level 5 qualification in one of these areas, supported by at least three years of applicable experience; OR at least four years of experience in finance, investments or a closely connected field.
• Minimum Academic Eligibility: Unless already holding a qualification at MQF Level 6 or above, applicants must possess at least four O-Level passes at Grade 5/C or better, one of which must be English Language.
• Language Skills: Excellent command of English is required to succeed in this role. The ability to communicate in Maltese would be an asset.
• Communication Skills: Able to convert detailed financial findings into concise reports, practical recommendations and clear updates for colleagues and senior stakeholders.
• Interpersonal Skills: Comfortable collaborating with multiple departments, contributing constructively within a specialist team and building effective internal working relationships.
• Technical Skills: Strong understanding of financial analysis, treasury activities, credit evaluation and balance sheet risk. Previous involvement in programming or the use of Power BI would be advantageous.
• Analytical Ability: Capable of interpreting financial statements, identifying meaningful trends and applying sound judgement to investment, liquidity and capital-related matters.
• Organisation: Able to manage several assignments simultaneously, meet recurring reporting deadlines and maintain accurate supporting documentation.
• Self-Motivated: Demonstrates accountability, care and genuine interest in producing high-quality work while continually expanding knowledge of investment markets and regulatory expectations.
• Problem-Solving: Able to investigate complex financial information, recognise potential risks and develop well-reasoned conclusions that support informed business decisions.

What’s on Offer

• Employment: A full-time opportunity within an established organisation operating in the financial services industry.
• Health Insurance: Complimentary medical insurance coverage.
• Professional Training: Access to accredited learning programmes delivered through the organisation’s dedicated training academy.
• Further Studies: Study leave is available to employees undertaking additional qualifications on a part-time basis.
• Preferential Banking Facilities: Reduced rates on staff home loans and other eligible credit products.
• Inclusive Workplace: Join an employer formally recognised for its commitment to equal opportunities.
• Career Development: Opportunities to deepen treasury, investment and risk expertise while contributing to strategically important financial decisions.

What Heroix Offers

• Confidentiality and Discretion: Your job search will be handled with the utmost confidentiality and professionalism.
• CV Review: Receive candid and constructive feedback to enhance your CV.
• Interview Planning: Get personalised preparation sessions prior to your interviews.
• Cultural Fit Assessment: Understand the company culture to ensure it is the right environment for you.
• Long Term: Gain insights into the role and Company for a long-term, stable career move.
• Exclusive Opportunities: Access a broader range of job opportunities.
• Personalised Candidate Profile: Stand out with a detailed profile highlighting your strengths and skills.
• Ongoing Support and Guidance: Benefit from continuous support throughout your job search process.
• Networking Opportunities: Leverage our extensive network of industry contacts for exclusive positions.
• Time Efficiency: Save time and effort with our efficient and effective recruitment strategies.
• Tailored Job Matching: Find the perfect fit with customised job matching based on your skills and career goals.
• Feedback Loop: Stay informed and engaged with regular updates and feedback on your application status.

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